Revealing mistake: All of the exterior shots of Jessica and Hagarty are wide shots with very obvious stand-ins. Jessica is thinner and younger, while short-haired Hagarty's double is younger, chubbier, and has long hair around the nape.
Dead Letter - S6-E6
Factual error: Unlike the Connie Kowalski character in this episode, real insurance investigators are not trained in arson investigation. Insurance investigators search for evidence of fraud relating to insurance claims. Arson investigators are professional firefighters who have had extensive additional training in arson investigation.
Answer: It was never revealed what caused Frank's death.
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