Annie broke up with Jack (her boyfriend in the first movie) and is now dating Alex, who lied to her that he is a beach patrol cop when he's really a member of the SWAT team. She discovers the truth wheen she sees him in a high-speed chase with a robber. To make things up he takes her on a cruise to the Caribbean. Mad computer scientist Geiger takes control of the ship using several laptop computers and sets it on a collision course with an oil tanker to get revenge against the cruise line for firing him after he got a terminal illness. Alex and Annie team up with some crew members to foil Geiger's plans.