Plot hole: A large part of Nick's plotline revolves around the discovery that the couple's stolen ring has a fake diamond switched out for the real one. But the ring was left as collateral for a very expensive necklace for the woman to wear that night. There is no way that a jewelery store would accept a ring for collateral without appraising the ring's/stone's value first. And in that inspection, they would have discovered the switch and not accepted it.
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