Revealing mistake: When Carl is being dragged away by the demons, you can see the cable line that he's attached to. May be fixed on DVD.

Ghost (1990)
Plot summary
Directed by: Jerry Zucker
Starring: Whoopi Goldberg, Demi Moore, Patrick Swayze, Tony Goldwyn
Sam Wheat (Patrick Swayze) plays a man that gets killed while on a date and returns as a ghost who teams with reluctant psychic Whoopi Goldberg to uncover the truth behind his murder - and to rescue his sweetheart (Demi Moore)from a similar fate.
Oda Mae Brown: Why don't you go haunt a house? Rattle some chains or something.
Trivia: Writer Bruce Rubin's mother has a cameo in this movie. She portrays the nun who collapses after seeing how much money is on the check.
Question: Why was Carl laundering $4 million into the account? Was he in debt when he says to Willie "I'm dead if the account closes", which it does?
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Answer: Carl is laundering money for drug dealers. If the account is closed and he can't get the money back then it would be lost. The drug dealers would then most assuredly murder him in retribution.
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