After almost being killed by THE GAME's operators, CRS, Nicholas calls the police to arrest them, but as they arrive at CRS's offices, he is shocked to see an empty floor where their offices used to be. He starts asking himself if The Game is actually a game. He visits the house of a girl whom he met when The Game gave him his first obstacle. After finding out she's in on The Game, they both flee from hitmen sent by CRS. While in Nicholas' cabin, she tells him that CRS has hacked into Nicholas' bank accounts and stolen all of his money, a whopping 600 million dollars. In a panic, he calls and checks on all of his accounts and is told that they're all empty. A few minutes later he realizes that he has been drugged, and as he passes out he hears the girl he was with tell him that CRS had been trying to access his accounts, but that they couldn't figure out his passwords. She tells him that when he called to check his accounts they hacked into the phone call and got the information they needed. He wakes up in a coffin in Mexico, apparently, having been left for dead. He eventually manages to get back to his house in the US and finds that it had been utterly ransacked in his absence. He walks through his destroyed home, grabs a gun he had hidden in a book, and heads downtown. He finds an employee of CRS and kidnaps them, ordering him to lead him to CRS's headquarters. Once they arrive, he finds that the woman who left him for dead in Mexico is there, takes her as a hostage and flees to the roof of the building, away from CRS's security guards. As the guards are trying the break onto the roof, he interrogates her about his stolen 600 million dollars. She tells him that the theft was not personal and that it could've been anyone with a lot of money, but as she realizes that Nicholas' gun is real she changes her story and tells him that the whole thing is his birthday present, which Nicholas refuses to believe. Suddenly, the door to the roof breaks open and Nicholas frantically shoots the first man to enter - which, ironically, is his brother, Conrad, walking with a bunch of birthday guests holding champagne. Conrad falls and dies. The guilt-ridden Nicholas, realizing his mistake, jumps off the roof in order to commit suicide, but lands on a giant mattress instead. While getting up, he finds himself inside a ball room full of guests, with his not-so-dead-after-all brother, Conrad, leading the guests in singing "Happy Birthday". Nicholas realizes that the whole experience was just a game - his brother is alive, his fortune was not touched, and everything is just fine. As Conrad and Nicholas hug, everyone cheers. The movie ends with Nicholas ditching his own party and asking the girl from CRS if she was free and would like to get a coffee.
Plot hole: When Nick confronts the P.I. and yells "Why are you following me?", he looks inside the car and see the file with his picture on the front seat. The P.I. notices this and turns the file over. After Nick grabs his gun, the P.I. jumps out on the other side, raises his hands in the air and tells him somone hired him and runs off. As the P.I. runs off, Nick yells "Who hired you?" as he stands alone next to the car. He then waits a minute and walks off. If he really wanted to know more information, he could have taken the file that was right in front of him on the carseat. It makes no sense that he is desperate for information about the strange events that are going on, sees this file on him, and yet doesn't even pick it up or look at it. (00:59:55)
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