Starring: Lucille Ball, Desi Arnaz, Vivian Vance, William Frawley
Continuity mistake: While tired Lucy is trying to open the card table's legs, she lays her head down then falls asleep, and when it cuts to Ethel and Fred walking in on our sleeping Lucy, there's writing on the table's underside which wasn't in the previous shot. (By the markings on the table it also looks as if the table has been turned on its adjacent side). (00:06:10)
Ricky Ricardo: Fred, how often is Ethel's checking account overdrawn?
Fred Mertz: Never.
Ricky Ricardo: Never? How do you manage that?
Ethel Mertz: It's easy. I never had enough money at one time to open a checking account.
Fred Mertz: She spends money like I'm printing it in the basement.
Trivia: Fred and Ethel's bickering relationship didn't require much acting; in real life Vivian Vance and William Frawley didn't care for each other at all.
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Answer: There is no reason. It's a just a silly plot device, typical of the era. Women characters were often portrayed as making uninformed assumptions or decisions.
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