Question: This may be very obvious to others :- Why does Vesper have a password / account with the banker - when it was only the poker players for this stupendous game of high stakes who had individual passwords? I understand she was 'the money' but she wasn't a player therefore why did she have her own password to input with the banker and his silver case in Geneva? I really didn't understand that at all.
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Chosen answer: Because Bond simply tells her the password as she's punching it in. As to the account, the proceeds would go to the British government, so it's only logical that Vesper would know the right account to put it in.
Friso94