Corrected entry: The insurance man states the life insurance benefit is "$400,000" and several times it is mentioned as "$400,000". The check that Jeremiah Mercer cashes (deposits) is for $405,000.
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Correction: He said that it is a little over $400,000. $5,000 isn't really that much when you are talking about figures in the hundreds of thousands. He, and the other characters were simply rounding the number down.
BillyBlake