Bilbo: Oh, up to but not exceeding one fourteenth total profit if any. Seems fair. Present company shall not be liable for injuries including but not limited to laceration, evisceration... Incineration?
Bofur: Oh, aye. He'll melt the flesh off your bones in the blink of an eye.
Balin: You all right, laddie?
Bilbo: Yeah, I'll be. Feel a bit faint.
Bofur: Think furnace, with wings.
Bilbo: Yeah, I-I-I need air.
Bofur: Flash of light, searing pain, then poof, you're nothing more than a pile of ash.
Bilbo: [Long pause.] No. [Bilbo faints.].
Thorin Oakenshield: I cannot guarantee his safety.
Thorin Oakenshield: Nor will I be responsible for his fate.