Lucy Eleanor Moderatz works for the Chicago Transit Authority in the ticket booth for the el. Her mother died when she was little and her father passed away a couple of years ago. There's a man who comes to her booth at about 8:30 every day and in her opinion, he's perfect and one day, she dreams of marrying him. The only problem is that she doesn't know his name and has never spoken to him. This is about to change though.It's almost Christmas and because she has no family, she has to work on Christmas Day.
Mr Charming (aka Peter Callaghan) comes to the station and promptly gets pushed onto the tracks by a couple of kids and is knocked unconscious. Lucy runs out to rescue him, jumping onto the tracks and pulling him out of the way of an oncoming express train.At the hospital, she's not allowed to see him and when she quietly sighs that she was going to marry him, she is overheard by a nurse who takes her up to the Intensive Treatment Unit. When Peter's family arrives, Lucy is mistakenly introduced as his fiance.