Stupidity: When Lawrence begins turning into a werewolf in front of Dr. Hoenneger, his fellow doctors, Inspector Aberline and the guard, everybody just sits in their seats and watches the transformation instead of running for the door.
Stupidity: Jake throws Derek overboard to distract the piranha, then swims under the boat and doesn't get attacked, so why couldn't he just go downstairs the normal way and have Kelly swim over to him? They could have escaped a lot more easily.