Question: In Joey and Chandler's apartment, there is a small sign that reads, "Five card. Charlie pays. Five to One". Can someone please explain to me what this sign means?
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Chosen answer: It's a Blackjack term. A "Five Card Charlie" is when the player Hits 3 times and doesn't meet or go over 21, thus having 5 cards in front of them. It's extremely rare, so there is a bigger payoff for the player than simply beating the dealer's hand. (It's also at the House's discretion whether or not to allow them as a win, thus the sign advertised that whatever gambling establishment it was taken from DID consider it a big win with appropriate payout.)
Captain Defenestrator